Today's Best Fixed and Variable Rates.
Compare Today's Best Rates
The lowest rate in each term is highlighted.
| Lender | 6 Month | 1 Year | 2 Year | 3 Year | 5 Year |
|---|---|---|---|---|---|
| A Lenders | 6.29% | 5.69% | 5.14% | 4.84% | 4.49% |
| Alternative Lenders | 6.99% | 6.39% | 5.89% | 5.59% | 5.29% |
| Private Lenders | — | 8.99% | 8.49% | 8.24% | 7.99% |
Our 3 step easy process to get you started today!
Share Your Goals
Complete our simple 3 minute online application or speak with a licensed agent by phone. No credit check, no obligation—just a conversation about what you need.
We Do the Heavy Lifting
Our team analyzes mortgage products from a wide network of lenders. We consider rates, terms, penalties, and special features to find your best matches.
Choose with Confidence
Review 3-5 personalized options with clear comparisons. Your dedicated agent explains each choice and handles all paperwork from approval to closing.
Whatever Your Situation, We Have a Solution
First-Time Home Buyers
Starting your home ownership journey? We'll help you understand down payments, qualify for incentives, and choose between fixed vs. variable rates.
Read more
Renewal & Refinancing
Your mortgage is up for renewal? Don't auto-renew. We'll renegotiate on your behalf and could save you $15,000+ over your next term
Read more
Self-Employed
Traditional income verification doesn't work for you? We specialize in alternative documentation and lenders who understand entrepreneurship.
Read more
Debt Consolidation
High-interest credit card debt? Consolidate into your mortgage at lower rates and simplify your finances with one monthly payment.
Read moreWhat Do Your Renovation Plans Look Like?
Contact NP Morgage directly and one of our renovation finance specialists will be happy to help. When you work with us, we make sure to secure the ideal loan to finance your renovation without the financial burden.
Tell Us More